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Personal Property Security Act, Report for Discussion 35


The Alberta Personal Property Security Act [PPSA] came into force in 1990 and produced a significant improvement in secured transactions in Alberta by removing many of the restrictions and limitations that prevented the use of secured credit. Since 1990, it has become clear that several areas of the law are in need of reform. Online banking and ecommerce as well ambiguities in the law contribute to the need for reform. The PPSA also did not […]

AREA OF LAW Corporate and Commercial
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FORMAT Publications
FILE RFD35.pdf

December 2, 2020

Cost of Credit Disclosure, Final Report 82


There is an inherent tension in cost of credit disclosure legislation. The legislative objective is to assist consumers in getting the information they need at the time they need it to make informed choices about whether to get credit and where to get it. Increasing the disclosure burden on credit grantors increases their costs, and credit grantors will naturally attempt to pass these costs on to consumers and the requirements will exceed the incremental benefit […]

AREA OF LAW Corporate and Commercial
TAGS , , , , , , ,
FORMAT Publications
FILE fr082.pdf

February 29, 2000